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Latest revision as of 14:09, 11 July 2019

This Agreement. This Square Cash Prepaid Card Program Agreement (this “Agreement”) represents an agreement between you and Sutton Bank, member FDIC (the “Bank”), and outlines the terms and conditions governing the Square Cash Prepaid Program (the “Program”). This Agreement supplements but does not replace the Square Terms of Service. In the event of an inconstancy between this Agreement and the Square Terms of Service, this Agreement shall govern and control your Account, use of the Card and your relationship with the Bank. “Card” means the Square Cash Visa® Prepaid Card issued by Bank through which you can obtain funds transferred from your Cash App to the Card Account (See Adding Funds to Your Card Account). Card will be a virtual card represented by a 16-digit account number and a physical card embossed with the same 16-digit number if you choose to receive the physical card (See Obtaining a Physical Card). By accepting and using the Card, you agree to be bound by the terms and conditions contained in this Agreement, as well as the Square Terms of Service between you and Square, Inc. (“Square”). “Card Account” means the records maintained by Bank for each Card to evidence transactions initiated with the Card. “Cash App” means the “Cash App” as defined in the Square Terms of Service. “Square Terms of Service” means the terms of service for participating in the Square Cash program located at. “You” and “your” mean the person who receive a Card and are authorized to use a Card as provided for in this Agreement. “We,” “us,” and “our” mean the Bank and its successors, affiliates, and assignees. Capitalized terms used and not defined herein shall have the meanings assigned to them in the Square Terms of Service. Please read this Agreement carefully and keep it for future reference.

THIS AGREEMENT INCLUDES, AMONG OTHER THINGS, AN ARBITRATION PROVISION CONTAINING A CLASS ACTION WAIVER AND YOUR AUTHORIZATION FOR THE PAYMENT CARD (AS DEFINED BELOW) TO BE CHARGED FOR ALL FEES ASSOCIATED WITH THE PROGRAM. PURSUANT TO THIS AGREEMENT, BY ACTIVATING YOUR CARD OR PARTICIPATING IN THE PROGRAM IN ANY WAY, YOU REPRESENT THAT YOU HAVE READ AND UNDERSTAND THIS AGREEMENT AND YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT AND SQUARE’S PRIVACY POLICY. PLEASE VISIT HTTPS://CASH.APP/LEGAL/US/EN-US/TOS (THE “SQUARE WEBSITE”) TO VIEW, PRINT, AND SAVE THIS AGREEMENT AND PLEASE VISIT HTTPS://WWW.SUTTONBANK.COM/DOCUMENTS/PRIVACY_POLICY.PDF TO VIEW, PRINT AND SAVE OUR PRIVACY POLICY.

2. FEE SCHEDULE Below is a list of all fees for the Square Cash Prepaid Card. All fees assessed by us are deducted from the available balance in your Card Account. If your Card Account does not have sufficient funds available to cover a fee, the amount of such fee will be deducted from any funds subsequently loaded to your Card Account. The fees that apply to your Card Account are as.IMPORTANT INFORMATION ABOUT OPENING AN ACCOUNT TO HELP THE GOVERNMENT FIGHT THE FUNDING OF TERRORISM AND MONEY LAUNDERING ACTIVITIES, FEDERAL LAW REQUIRES ALL FINANCIAL INSTITUTIONS TO OBTAIN, VERIFY, AND RECORD INFORMATION THAT IDENTIFIES EACH PERSON WHO OPENS AN ACCOUNT. WHAT THIS MEANS FOR YOU: WHEN YOU OPEN A CARD ACCOUNT, Your Consent. To the extent permitted by applicable law, you consent to use electronic signatures and to electronically receive all records, notices, statements, communications, and other items for all services provided to you under this Agreement and in connection with your relationship with us (collectively, “Communications”) that we may otherwise be required to send or provide you in paper form (e.g., by mail). By accepting and agreeing to this Agreement electronically, you represent that: (1) you have read and understand this consent to use electronic signatures and to receive Communications electronically; (2) you satisfy the minimum hardware and software requirements specified below; and (3) your consent will remain in effect until you withdraw your consent as specified below.